Introduction

These Terms of Service (hereinafter referred to as "Terms") govern the relationship between PropertySpa (hereinafter referred to either as 'Cyla', 'us', 'our', 'we' or 'Company') and Our Clients (hereinafter referred to as 'you', 'your', 'user' or 'our client') and govern your use of any of our services ('Services') on our Platform ('Cyla' 'website' or 'mobile application') and any other platforms or services that we offer (collectively, the 'Platform').

Either the company or the Client shall be referred to individually as a 'Party', and collectively as the 'Parties'.

Definitions

  • "Platform" refers to all Cyla websites, mobile applications, software, and services.
  • "User" refers to any individual or entity accessing or using the Cyla Platform.
  • "Services" include cryptocurrency conversion, wallet services, and other digital financial services provided by Cyla.
  • "Digital Currency" refers to cryptocurrencies like Bitcoin, USDT, Ethereum, and others supported on the platform.
  • "Account" means a registered user profile on the Cyla platform.

Eligibility

To use our services, you must be:

  • At least 18 years old;
  • Legally Capable of entering into a binding contract;
  • Not barred from using our services under applicable law;
  • The owner or authorized user of the payment method you link to your account.

Account Registration and Security

You must create an account to access certain features. You agree to:

  • Provide accurate and complete information;
  • Maintain the confidentiality of your login credentials.
  • Notify us immediately of any unauthorized access or use of your account.

I want you to know that you are solely responsible for all activity that happens under your account.

Platform Usage

Our platform is not to be used for any of the following, and by engaging either of our platforms, you agree not to:

  • Violate any law, regulation, or third-party rights;
  • Engage in fraudulent or illegal activities, including money laundering or terrorism financing;
  • Upload or transmit harmful code or software;
  • Misrepresent your identity or affiliation;
  • Circumvent our security features or attempt unauthorized access to the Platform.

Intellectual Property Rights

All content, trademarks, logos, graphics, and software on the Platform are owned by Cyla or its licensors and are protected under applicable intellectual property laws. You shall not use or reproduce any part of the Platform without prior written consent.

Users Content

By engaging our platform, you grant Cyla a worldwide, royalty-free, non-exclusive license to use, reproduce, and display any content (such as comments, suggestions, or feedback) you submit via the Platform.

Our website is programmed to offer an opportunity for users to post and exchange opinions and information as it concerns the company and/or its services.

Cyla does not filter, edit, publish or review Comments prior to their presence on the website.

Comments do not reflect the views and opinions of Instapro Technologies, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions only to the extent that it must not be repugnant to natural justice, equity and good conscience.

Cyla shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on its website.

Cyla reserves the right to monitor all Comments and to remove any Comments that can be considered inappropriate, offensive, or cause breach of these Terms and Conditions.

By engaging our platform, you also warrant as follows that:

  • Your comments will not invade any intellectual property right, including and without limitation to copyright, patent or trademark of any third party.
  • Your comments will not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy.
  • Your comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
  • By engaging our platform, you hereby grant Cyla a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Privacy Policy

Your use of our Platform is subject to our Privacy Policy, which explains how we collect, use, and protect your data in compliance with the Nigerian Data Protection Regulation (NDPR) as well as the General Data Protection Regulation (GDPR). By using our services, you consent to our data protection practices as stipulated in our Data Protection Laws on our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by law, Cyla its operating entities or any other affiliates (including their respective directors, members, employees or agents) shall not be liable for:

  • Any indirect, direct, pecuniary, exemplary, incidental, special, or consequential damages.
  • Loss of profits, assets, data, or business interruption.
  • Any unauthorized access to or use of your data.

Our liability for any claims arising from the use of our platform shall only be as to the extent of the damage or loss being incurred.

We are data protection compliant and we have put in place requisite structures to prevent any hack, breach, damage or losses and in the event that any loss of data, assets, profits or money is occasioned by your fraudulent act, negligence, omission, failure to maintain security of your details, the company shall not be held liable for any loss whatsoever.

Disclaimer of Warranties

The Platform and services are provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Platform may be error-free, uninterrupted, or glitch-free sometimes however, the company's operation is clientele oriented and we will strive to offer quality and uninterrupted service.

Indemnity

You agree to indemnify, defend, and hold harmless Cyla, its affiliates, officers, and employees from any claims, damages, liabilities, or expenses arising out of:

  • Your use or misuse of the Platform;
  • Violation of these Terms;
  • Any unauthorized access to or use of your data;
  • Infringement of any third-party rights.

Modification of Terms

We reserve the right to modify these Terms at any time. Updated versions will be posted on the Platform and will become effective upon posting. Continued use of the Platform constitutes your acceptance of the updated Terms.

Restriction, Suspension and Termination

Cyla reserves the right to restrict, suspend or terminate your Cyla account where:

  • We reasonably suspect your Cyla Account to be the subject of an operational or other error;
  • We reasonably suspect your Cyla Account has been or is being used in relation to any unlawful, fraudulent or prohibited activity;
  • We reasonably suspect you or your Cyla Account is or has been associated with, or poses a high risk of, money laundering, financing of terrorism, fraud, or any other financial crime;
  • We reasonably suspect you of taking any action that Cyla considers to be a circumvention of Cyla's controls;
  • We reasonably suspect your involvement in any attempt to gain unauthorised access to any Cyla Account;
  • Your Cyla Account or your profile contained therein is or appears to be the subject of any legal, regulatory or government process;
  • We are compelled to do so by a prima facie valid subpoena, court order, or other binding order of a government or regulatory authority; or
  • Your name appears on a government or international body sanctions list.

The Company will make all reasonable efforts to provide you with notice of any decision to restrict, suspend or terminate your Cyla Account, unless we are prevented from doing so by any legal, regulatory or operational process or requirement, or where doing so may compromise Cyla's security and/or risk management procedures. You accept and agree that the Company is under no obligation to disclose to you the fact of or reason for any decision to restrict, suspend or terminate your Cyla Account, and shall have no liability to you in connection with the restriction, suspension or termination of your Cyla Account.

Dispute Resolution

In the event of a controversy, claim or dispute arising out of or relating to these terms, the parties shall attempt in good faith to resolve such controversy, claim or dispute promptly by negotiation between the parties or their authorized representatives. Before exploring any other remedy in law, the user shall notify us of the dispute or complaint through the contact details. If parties are unable to resolve the controversy, claim or dispute, the parties shall be referred to mediation by a single mediator at the Lagos Multi-Door Courthouse ("LMDC") under the LMDC Rules as governed by the Lagos Multi-door Courthouse Law. If unresolved, such disputes may be referred to arbitration in Lagos, Nigeria, in accordance with the Arbitration and Conciliation Act, Cap A18, LFN 2004 as agreed upon by parties or parties may resort to litigation where they do not consent to arbitration.

Any dispute arising out of or in connection with this terms or engaging our platform will be conducted only on an individual basis and not in a class, consolidated or representative action.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. The courts of Lagos State shall have exclusive jurisdiction over all disputes arising under or in connection with these Terms.

Contact Information

If you have any questions or concerns regarding these Terms of Service, please contact us at: